The new health care reform law could provide you with new tax credits to help pay for coverage, and give you new options for lower-cost coverage.

Under the new health care reform law, small businesses are eligible to receive tax credits of up to 35% of the cost of health care coverage beginning this year and up to 50% of the cost of health care coverage beginning in 2014. These credits can be used in any two years. Based on your current health insurance costs, these tax credits may be worth up to $XXX to your business beginning this year, and up to $XXX beginning in 2014.*

Your business will also be able to join the new Health Insurance Exchange. This new insurance marketplace will pool risks of small employers with each other and with thousands of individuals so that small businesses will be able to leverage the best insurance prices like large employers get for a big group today. In addition, insurers will not be permitted to increase premiums or charge exorbitant premiums because one employee has cancer, heart disease, or any other catastrophic illness. Access to the new Health Insurance Exchange will help cut costs and control price increases by allowing you to purchase insurance in a fair, transparent, and well-regulated marketplace.

Overall, the tax credits could cut your company’s health care costs by up to $XXX, and access to the Health Insurance Exchange could provide you with greater savings or better coverage options.

*The calculation for your business is only an estimate based on analyses of the national impact of the new health care reform law. There can be significant differences in coverage and premiums among individual businesses that will affect savings. Due to these and other variables, your actual savings may differ from the amount shown.

The new health care reform law will provide you with new tax credits to help pay for coverage and give you new options for lower-cost coverage.

Under the health care reform law, small businesses are eligible to receive tax credits of up to 35% of the cost of health care coverage beginning this year and up to 50% of the cost of health care coverage beginning in 2014.

Based on your current health insurance costs, these tax credits may be worth up to $XXX to your business beginning this year, and up to $XXX beginning in 2014.*

Your business will also be able to join a new Health Insurance Exchange. This new insurance marketplace will pool risks of small employers with each other so that small businesses will be able to leverage the best insurance prices like large employers get for a big group today.

In addition, insurers will not be permitted to increase premiums or charge exorbitant premiums because your employees have pre-existing conditions like cancer, heart disease, or any other illness. Access to the new Health Insurance Exchange will help cut costs and control price increases by allowing you to purchase insurance in a fair, transparent, and well-regulated marketplace.

*Beginning in 2014, tax credits are available for the first two years that an employer provides coverage on the exchange. This calculation for your business is an estimate of the tax credits provided under the health care reform law. You should consult with your tax advisor for details as to the amount of the credit to which you may be entitled. To learn more, please visit IRS.gov.

The new health care reform law could provide you with new options for lower-cost coverage.

Your business will be able to join a new Health Insurance Exchange. This new insurance marketplace will pool risks of small employers with each other so that small businesses will be able to leverage the best insurance prices like large employers get for a big group today.

In addition, insurers will not be permitted to increase premiums or charge exorbitant premiums because your employees have pre-existing conditions like cancer, heart disease, or any other illness. Access to the new Health Insurance Exchange will help cut costs and control price increases by allowing you to purchase insurance in a fair, transparent, and well-regulated marketplace.

The new health care reform law could provide you with new options for lower-cost coverage.

Your business will be able to join a new Health Insurance Exchange. This new insurance marketplace will pool risks of small employers with each other so that small businesses will be able to leverage the best insurance prices like large employers get for a big group today.

In addition, insurers will not be permitted to increase premiums or charge exorbitant premiums because your employees have pre-existing conditions like cancer, heart disease, or any other illness. Access to the new Health Insurance Exchange will help cut costs and control price increases by allowing you to purchase insurance in a fair, transparent, and well-regulated marketplace.

The new health care reform law could allow your company to provide health insurance coverage at a lower cost.

The health care reform law does not require you to provide health insurance for your workers. But if you choose to offer coverage, your business will be able to join a new Health Insurance Exchange. This new insurance marketplace will pool risks of small employers with each other so that small businesses will be able to leverage the best insurance prices like large employers get for a big group today.

In addition, insurers will not be permitted to increase premiums or charge exorbitant premiums because your employees have pre-existing conditions like cancer, heart disease, or any other illness. Access to the new Health Insurance Exchange will help cut costs and control price increases by allowing you to purchase insurance in a fair, transparent, and well-regulated marketplace.

In addition, if you choose to provide insurance to your employees, your small business could qualify for tax credits worth up to 35% of the cost of health care coverage beginning this year, and up to 50% of the cost of health care coverage beginning in 2014.

*Beginning in 2014, tax credits are available for the first two years that an employer provides coverage.

The new health care reform law could allow your company to provide health insurance coverage at a lower cost.

The health care reform law does not require you to provide health insurance for your workers. But if you choose to offer coverage, your business will be able to join a new Health Insurance Exchange. This new insurance marketplace will pool risks of small employers with each other so that small businesses will be able to leverage the best insurance prices like large employers get for a big group today.

In addition, insurers will not be permitted to increase premiums or charge exorbitant premiums because your employees have pre-existing conditions like cancer, heart disease, or any other illness. Access to the new Health Insurance Exchange will help cut costs and control price increases by allowing you to purchase insurance in a fair, transparent, and well-regulated marketplace.

The new health care reform law could allow your company to provide health insurance coverage at a lower cost.

The health care reform law does not require you to provide health insurance for your workers. But if you choose to offer coverage, your business will be able to join a new Health Insurance Exchange. This new insurance marketplace will pool risks of small employers with each other so that small businesses will be able to leverage the best insurance prices like large employers get for a big group today.

In addition, insurers will not be permitted to increase premiums or charge exorbitant premiums because your employees have pre-existing conditions like cancer, heart disease, or any other illness. Access to the new Health Insurance Exchange will help cut costs and control price increases by allowing you to purchase insurance in a fair, transparent, and well-regulated marketplace.

The new health care reform law could allow your company to provide health insurance coverage at a lower cost.

The health care reform law allows you to insure your workers at reduced costs through a new Health Insurance Exchange. This new insurance marketplace will pool risks of small employers with each other so that small businesses will be able to leverage the best insurance prices like large employers get for a big group today.

In addition, insurers will not be permitted to increase premiums or charge exorbitant premiums because your employees have pre-existing conditions like cancer, heart disease, or any other illness. Access to the new Health Insurance Exchange will help cut costs and control price increases by allowing you to purchase insurance in a fair, transparent, and well-regulated marketplace.

The new health care reform law could provide you with new options for lower-cost coverage.

Your business will be able to join a new Health Insurance Exchange. This new insurance marketplace will pool risks of small employers with each other so that small businesses will be able to leverage the best insurance prices like large employers get for a big group today.

In addition, insurers will not be permitted to increase premiums or charge exorbitant premiums because your employees have pre-existing conditions like cancer, heart disease, or any other illness. Access to the new Health Insurance Exchange will help cut costs and control price increases by allowing you to purchase insurance in a fair, transparent, and well-regulated marketplace.

The new health care reform law will provide you with new tax credits to help pay for coverage and give you new options for lower-cost coverage.

Under the health care reform law, small businesses are eligible to receive tax credits of up to 35% of the cost of health care coverage beginning this year and up to 50% of the cost of health care coverage beginning in 2014. These credits can be used in any two years.

Based on your current health insurance costs, these tax credits may be worth up to $XXX beginning in 2014.*

Your business will also be able to join thea new Health Insurance Exchange. This new insurance marketplace will pool risks of small employers with each other so that small businesses will be able to leverage the best insurance prices like large employers get for a big group today. In addition, insurers will not be permitted to increase premiums or charge exorbitant premiums because your one employees have pre-existing conditions like has cancer, heart disease, or any other catastrophic illness. Access to the new Health Insurance Exchange will help cut costs and control price increases by allowing you to purchase insurance in a fair, transparent, and well-regulated marketplace.

*The calculation for your business is only an estimate based on analyses of the national impact of the health care reform law. There can be significant differences in coverage and premiums among individual businesses that will affect savings. Due to these and other variables, your actual savings may differ from the amount shown.